Personal Banking / Money Market Accounts
Earn higher interest on your savings.

Money Market Accounts^

These accounts are a good choice for individuals who want to save money and earn a higher rate of return than traditional savings accounts while remaining a low-risk investment option. Money market accounts offer more flexibility than certificates of deposit (CDs), allowing you to easily withdraw money without incurring a penalty.

MVP Money Market Account (MVP MMA)

Minimum $10,000 to open. $10 monthly service charge if available balance falls below $10,000.

BalanceInterest RateAPY*
0 - $9,9990.010%0.01%
$10,000 - $49,9991.590%1.60%
$50,000 - $149,9992.370%2.40%
$150,000 - $499,9992.470%2.50%
$500,000 - $999,9992.720%2.75%
$1,000,000 and Above2.960%3.00%

Money Market Account (MMA)

Minimum $1,000 to open. $10 monthly service charge if available balance falls below $1,000.

BalanceInterest RateAPY*
$1,000 - $4,9990.100%0.10%
$5,000 and above0.400%0.40%
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Money Market Accounts

Free Products and Services

  • Unlimited Deposits and Transfers into the Account
  • Unlimited Check Writing
  • Free Online Banking
  • Earn Competitive Interest on Entire Balance
  • Direct Deposit

Connect With Us

Click here to view the MVP Money Market Terms and Conditions
Click here to view the Money Market Terms and Conditions

Rates last updated on 12/20/2024. Rates are subject to change without notice.

* Your stated APY (Annual Percentage Yield) is variable and may change at any time at the discretion of Btn Prospera . The disclosed APY assumes that interest will remain on deposit. Fees could reduce earnings and APY. Interest is compounded monthly. Interest is credited to your account monthly. We use the daily balance method to calculate the interest earned on your account. The daily balance method applies a daily periodic rate to the account balance each day.

A separate Btn Prospera checking account with direct deposit of payroll or social security is required in order to qualify for an MVP Money Market account.

^ Subject to Credit Approval