An account for your financial lifestyle.
Earn More
We currently have thousands of customers who have the opportunity to earn 3.00% Annual Percentage Yield (APY) with Real Rewards checking.
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Find Your Checking Account
From basic to high-interest, we have a checking account to meet your needs.
Checking
For customers who want to earn a great interest rate.
- Earn 3.00% APY* each month on balances up to $15,000
- No monthly service fee or minimum balance
- Free Mobile Banking & Mobile Deposits
- Access to 30,000 fee-free ATMs nationwide
For customers who prefer to earn cash back.
- Earn up to $108 every year!
- No monthly service fee or minimum balance
- Free Mobile Banking & Mobile Deposits
- Access to 30,000 fee-free ATMs nationwide
For customers who prefer a simple checking account without a monthly maintenance fee.
- Free Mobile Banking and Mobile Deposits
- Access to 30,000 fee-free ATMs nationwide
- $4 monthly service fee waived if enrolled in electronic statements, maintain $2,500 daily balance
For customers who prefer an interest bearing account.
- Interest-bearing checking account
- Free Mobile Banking & Mobile Deposit
- Access to 30,000 fee-free ATMs nationwide
For students between the ages of 15 and 25 who prefer a simple checking account.
- No monthly service fees
- No monthly minimum balance
- Includes free online banking, free electronic bill pay, and 5 free non-Btn Prospera ATM Transactions per billing cycle
Checking + Savings
For customers who prefer to earn great checking and savings interest rates.
- Checking at earns 3.00% APY* each month on balances up to $15,000
- No monthly service fee or minimum balance
- Free Mobile Banking & Mobile Deposits
- Access to 30,000 fee-free ATMs nationwide
- Our best savings rate
For customers who prefer to earn great checking and savings interest rates.
- Checking at earns 3.00% APY* each month on balances up to $15,000
- No monthly service fee or minimum balance
- Free Mobile Banking & Mobile Deposits
- Access to 30,000 fee-free ATMs nationwide
- Our best savings rate
For customers who prefer to earn cash back on checking and savings.
- Checking that earns up to $108 every year!
- No monthly service fee or minimum balance
- Free Mobile Banking & Mobile Deposits
- Access to 30,000 fee-free ATMs nationwide
- Our best savings rate
Compare Checking Accounts
Compare Checking Accounts
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Real Rewards Checking |
Real Cash Back Checking |
Platinum Checking |
Value Checking |
| Interest Earned |
3.00% APY* up to $15,000 |
3% up to $300 |
0.70% APY* ($10,000) |
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| Online Banking and Bill Pay |
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| eStatements |
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| Debit/ATM Card |
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| Checks Processed per Month |
Unlimited |
Unlimited |
Unlimited |
Unlimited |
| Direct Deposit |
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| Overdraft Advance |
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| Overdraft Protection |
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| Minimum Balance To Avoid Service Charge |
$0 |
$0 |
$25,000 aggregate deposit balance -or- wealth relationship with Btn Prospera |
$0 |
| Paper Statement Monthly Charge |
$0 |
$0 |
$0 |
$4 |
| Non-Btn Prospera ATM Surcharge |
$0 |
$0 |
$7.50 per month ATM fee reimbursement per card |
4 free per cycle, $1.50 each after |