An account for your financial lifestyle.
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High Interest Checking from Btn Prospera

We currently have thousands of customers who have the opportunity to earn 3.00% Annual Percentage Yield (APY) with Real Rewards checking.

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Find Your Checking Account

From basic to high-interest, we have a checking account to meet your needs.

Checking

Real Rewards Checking

For customers who want to earn a great interest rate.

  • Earn 3.00% APY* each month on balances up to $15,000
  • No monthly service fee or minimum balance
  • Free Mobile Banking & Mobile Deposits
  • Access to 30,000 fee-free ATMs nationwide

Real Cash Back Checking

For customers who prefer to earn cash back.

  • Earn up to $108 every year!
  • No monthly service fee or minimum balance
  • Free Mobile Banking & Mobile Deposits
  • Access to 30,000 fee-free ATMs nationwide

Value Checking

For customers who prefer a simple checking account without a monthly maintenance fee.

  • Free Mobile Banking and Mobile Deposits
  • Access to 30,000 fee-free ATMs nationwide
  • $4 monthly service fee waived if enrolled in electronic statements, maintain $2,500 daily balance

Platinum Checking

For customers who prefer an interest bearing account.

  • Interest-bearing checking account
  • Free Mobile Banking & Mobile Deposit
  • Access to 30,000 fee-free ATMs nationwide

Student Checking

For students between the ages of 15 and 25 who prefer a simple checking account.

  • No monthly service fees
  • No monthly minimum balance
  • Includes free online banking, free electronic bill pay, and 5 free non-Btn Prospera ATM Transactions per billing cycle

Checking + Savings

Real Rewards Checking + Real Saver Savings

For customers who prefer to earn great checking and savings interest rates.

  • Checking at earns 3.00% APY* each month on balances up to $15,000
  • No monthly service fee or minimum balance
  • Free Mobile Banking & Mobile Deposits
  • Access to 30,000 fee-free ATMs nationwide
  • Our best savings rate

Real Rewards Checking + Real Saver Savings

For customers who prefer to earn great checking and savings interest rates.

  • Checking at earns 3.00% APY* each month on balances up to $15,000
  • No monthly service fee or minimum balance
  • Free Mobile Banking & Mobile Deposits
  • Access to 30,000 fee-free ATMs nationwide
  • Our best savings rate

Real Cash Back Checking + Real Cash Back Savings

For customers who prefer to earn cash back on checking and savings.

  • Checking that earns up to $108 every year!
  • No monthly service fee or minimum balance
  • Free Mobile Banking & Mobile Deposits
  • Access to 30,000 fee-free ATMs nationwide
  • Our best savings rate
Compare Checking Accounts

* Your stated APY (Annual Percentage Yield) is variable and may change at any time at the discretion of Btn Prospera . The disclosed APY assumes that interest will remain on deposit. Fees could reduce earnings and APY.